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The article criticizes the reader who uses any of the passwords listed on the compilation prepared by SplashData.
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The expression For instance (L.15-16) is used to introduce an example.
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Morgan Slain believes people do not change passwords because its time consuming.
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The sentence You should have different passwords for all of your accounts (L.13-14) expresses an advice to the reader.
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It can be concluded from the text that the word welcome is the default password for many services.