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The sentence of the text “With so much debt already under
their belts, millennials are worried about adding any credit
card debt to the pile" (lines 38 – 40) conveys the idea that
millenials have
piles of bills to pay every month, but they can use their credit cards moderately.
so many bills to pay that credit card bills wouldn't make much difference.
so many bills to pay that they have to sell their belongings.
so much debt to pay that they can't afford another one.
no credit cards simply because they don't like them.
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