Attention: Read the text and answer questions 30 to 33.
Money issues aren't romantic, but they should be discussed before a wedding
By Carolyn Hax Hi, Carolyn: So, I am getting married in a few months and I've been struggling with a question: How much financial information should a couple share pre-wedding? Recently my fiancé told me that an old creditor started garnishing a portion of his paycheck. I was shocked that his finances were in such a bad state. He has always been private about money, but I didn't care much since I make my own living anyway. I'm just wondering if we need to write out all our debts and share them with each other before marriage. If so, how do I approach this topic? Anonymous You tell him the garnished paycheck surprised you, and you think it's important that both of you share full financial information − including credit scores − then fully discuss your philosophies and approaches to money. This is critical given not just his neglected debt, but also your casual attitude toward his being "private about money." If he won't share, don't marry. Seriously. And if he does share what amounts to a real mess, then postpone the wedding until he sorts himself out. This isn't about your ability to support yourself, though that helps. It's about the financial implications of the legal knot you're about to tie. Unromantic, sure, but losing a home/car, taking second or third jobs, never having a vacation and winding up in bankruptcy are all profoundly unromantic as well. (Adapted form http://www.washingtonpost.com/lifestyle/style/mone...)
In the sentence He has always been private about money, the Present Perfect is
