Aprova Concursos - Simulado Express

Considere o texto a seguir, retirado de Relatório do Banco Central do Brasil.

No sistema financeiro mundial, existem muitas entidades que oferecem serviços de intermediação financeira, mas funcionam à margem do sistema de supervisão e regulação bancária. No Relatório de Estabilidade Financeira, de 2015, o Banco Central do Brasil (BCB) estima o valor total dos ativos dessas entidades no país e adverte que elas podem “ser fonte de risco sistêmico, por envolver, sem a devida supervisão e regulação, riscos tipicamente bancários, tais como alavancagem, transformações de maturidade e de liquidez e transferência de risco de crédito”.

BRASIL. Banco Central do Brasil. Relatório de Estabilidade
Financeira, v.14, n.1. Brasília: Banco Central do Brasil, mar.
2015, p.33. Disponível em: <https://www.bcb.gov.br/publicacoes/
ref/201503>. Acesso em: 24 jul. 2021.

As entidades financeiras descritas formam o sistema denominado

a) shadow banking

b) internet banking

c) open banking

d) mobile banking

e) blockchain

A segmentação é uma estratégia importante para que as marcas se consolidem no mercado.

Entre os diversos fins de sua aplicabilidade pelas empresas, está a

a) alocação dos produtos em áreas de maior concorrência.

b) análise dos fatores que atuam no macroambiente.

c) avaliação das forças e fraquezas da companhia.

d) identificação de nichos rentáveis de mercado.

e) paridade com as marcas concorrentes.

A principal marca distintiva do Pix, em relação aos mecanismos de pagamento com cartões de débito automático, é que o Pix é um sistema de pagamento instantâneo criado pelo(s)

Banco do Brasil

Banco do Nordeste

Banco Central do Brasil

bancos comerciais

bancos de investimento

As startups têm transformado os negócios.

Um dos motivos para isso é que elas

a) são ágeis, sempre vendem os seus produtos mais barato e visam a tornar-se um unicórnio.

b) inovam, transformam processos e têm potencial de rápido crescimento.

c) sempre são compradas com valores mais baixos que o mercado.

d) sempre possuem aplicativos para agilizar suas operações.

e) são sempre empresas de internet.

A inserção dos bancos digitais no Sistema Financeiro Nacional acarreta a disseminação de tecnologias e culturas inovadoras, dentre as quais merece menção o (a)

a) maior contato físico entre bancos e clientes

b) dispensa do armazenamento de dados dos clientes

c) uso de inteligência artificial

d) generalização de plataformas off-line

e) utilização mínima de big-data

In paragraph 9, there is the information that in RoboCup competitions the game referee and the team coaches are

a) humanoids

b) computers

c) real people

d) robotic engineers

e) virtual mechanisms

Considering some of the figures in Text I, one can affirm that

“US$16.6 billion" (line 36) refers to the amount of money saved by OECD members on new energy R&D two years ago.

“$10b" (line 38) refers to the amount of money invested by OECD members on new energy R&D in 2010.

“£2.5 billion" (line 42) refers to the figure invested by the UK government in nuclear power stations and offshore wind turbines in the previous decade.

“more than 30% up or down" (lines 54-55) refers to the budget fluctuations in all technology areas funded by the US Department of Energy from 1990 to 2017.

“by 35%" (line 56) refers to the Trump administration's estimated increase in the 2018's energy R&D budget.

In the fragment of Text I “we urgently need to take stock of policy initiatives around the world" (lines 21-22), take stock means to

reevaluate controversial decisions.

plan ahead to overcome potential difficulties.

make an overall assessment of a particular situation.

discard unnecessary measures or questionable actions.

get rid of all inefficient or superficial solutions to a problem.

Based on the meanings in Text I, the two items that express synonymous ideas are

channel (line 12) - hinder

stark (line 16) - dubious

stem (line 23) - restrain

pledged (line 38) - refused

bold (line 69) – fearful

In the fragment of the text “Thankfully, this time around, the

outlook for renewable energy isn't so bleak" (lines 11-12), the

word bleak can be replaced, with no change in meaning, by

a) encouraging

b) cheerful

c) optimistic

d) desolate

e) promising

In the 6^th paragraph of the text, the highlighted expression as well as, in the fragment “as well as ability to change direction and submerge” is associated with the idea of

a) time

b) addition

c) purpose

d) condition

e) consequence

In the fragment of the text “Due in part to the turn away from oil in the 70s, today the United States produces just 0.7 percent of its electricity using petroleum. Therefore, the price of oil has no direct impact on the price of electricity” (lines 25-28), the linking word therefore introduces the idea of

a) conclusion

b) addition

c) cause

d) condition

e) opposition

In the fragment of the text “It all comes down to the relationship between oil and gas production and the price of electricity, which directly affects the bottom line of technologies like wind and solar” (lines 14-17), the pronoun which refers to

a) oil production

b) gas production

c) electricity

d) the price of electricity

e) the relationship between oil and gas production

Based on the information presented in Text I, the expression in bold type and the item in parenthesis are semantically equivalent in

“the authors from UK and US institutions have set out guidelines for investment" – lines 6-8 (discarded)

“learn from and build on experience before time runs out" – lines 17-18 (prevails)

“If we don't build on the lessons from previous policy successes and failures to understand what works and why" – lines 27-29 (reject)

“Anadon and colleagues point out that government funding for energy innovation has, in many cases, been highly volatile in the recent past" – lines 46-48 (report)

“New programs should only be set up if they fill needs not currently met" – lines 65-66 (canceled)

In the fragment “The threat to stability is all the greater given that Iran is likely to win any such clash and to treat the result as a licence to reassert its influence in the region" (lines 17-20), given that can be replaced, without change in meaning, by

a) even so

b) even though

c) despite the fact that

d) because of the fact that

e) taking into account that